Divorce & financial settlements
Clear financial thinking, at a moment when it's hardest to think clearly.
Divorce can reshape your financial future in ways that are difficult to see when you're in the middle of it. Our role is to bring calm, clarity and genuine pension expertise - so the decisions you make now serve the life you want afterwards.
Our approachWhat you can expect from us.
Navigating a financial settlement can feel overwhelming - especially if you haven't historically been the primary financial decision-maker. We guide you through the transition with clarity, calm and genuine expertise. You work directly with the person advising you, meet our team here.
Clarity
We explain pensions, tax and settlements in plain English - no hiding behind legal or financial jargon.
Pace
Important decisions shouldn't be rushed. We help you take a breath and evaluate your choices methodically.
Context
We bring your long-term financial future back into focus, establishing what a balanced settlement looks like for you.
Understanding
Fear dissipates when you fully grasp your options, the risks, and the path forward.
Control
We give you the understanding and confidence to take firm control of your independent financial future.
Pre-divorce supportUnderstanding the financial picture, early.
The earlier you understand what's really at stake financially, the better the decisions you and your advisers can make. Pensions are often the largest - and least understood - asset in the room.
We help you understand the assets in play.
- What a fair settlement might actually look like
- The questions worth asking - particularly around pensions
- Where headline pension values can be misleading
You go into negotiations informed, not anxious.
- Be a partner in the process, not a passenger.
- Recognise a fair outcome and hold out for it.
- Stay in control of the decisions ahead
Wondering what a fair settlement looks like?
Pension sharing ordersA sharing order isn't the finish line.
Once the court issues a pension sharing order, it still has to be implemented - a detailed, time-consuming process. The scheme won't chase it for you, so many implementations stall.
We carry out the implementation on your behalf.
- Coordinate with the pension schemes, end to end
- Decide where your pension credit lands
- Make sure it's invested sensibly, not left to drift
One less thing to chase at an exhausting time.
- The share you were awarded actually arrives
- It lands in the right place
- And starts working toward your future
Got a pension sharing order to implement?
Rebuilding afterwardsRebuilding, with a plan you can see.
When the settlement is done, a new chapter begins - often with new responsibilities, a changed income, and a financial future that needs rebuilding around you alone.
We build a fresh plan around your new circumstances.
- Cashflow modelling so your independent future is visible
- Income, responsibilities and goals re-mapped around you
A sense of control and direction again.
- Not just “what was divided”, but “what happens next”
- The confidence that it's been properly thought through
Ready to rebuild your financial future?
For solicitors & mediatorsThe financial and pension expertise your divorce cases depend on.
Family law solicitors and mediators refer to us when a case turns on the numbers - especially pensions, where the risk of getting it wrong is highest and the right expertise is hardest to find. We give your clients clear, technically robust advice that reflects well on you, and we fit around your process rather than complicating it.
For mediators, we can act as an impartial financial neutral to both parties, or advise one - always explicit about which.
We sit alongside your practice, not across it.
- Flexible engagement - a joint meeting, quiet background analysis, or a handover at settlement
- Advice your clients can actually understand and act on
- Handled with the same rigour and discretion as the legal work, so the referral reflects well on you
Real actuarial depth - not a generalist adviser.
- Confident across DB and public sector schemes (NHS, police, Teachers', LGPS) and the mechanics of sharing and offsetting
- Pension sharing orders implemented properly - including the regulated decisions you can't make for the client
- Long-term planning that keeps the settlement working for years, not just at the point of the order
Have a case to discuss?
The value of investments and any income from them can fall as well as rise. You may not get back the full amount invested. Tax treatment depends on individual circumstances and may change in the future.