Enkindle Financial Planning guides you to a clearer view of your financial future
Our promise
Whether it's advice on existing investments, planning long term goals, or dealing with divorce, we help you find your way.
How we make a difference
Two pillars, one standard of advice
We provide independent financial planning for the long term, and specialist advice through and after divorce. Same adviser, same depth of expertise.
Approaching retirementThe years before retirement are where the big decisions get made. We help you save efficiently, invest sensibly, and see the path clearly - well before you arrive.
At retirementSpending a pension down is harder than building it. We help you create sustainable, tax-efficient income designed to last as long as you need it to.
Protect your familyA solid financial plan isn't only about growth. It's about making sure the people who depend on you are looked after if life doesn't go to plan.
Passing on wealthInheritance tax planning is becoming relevant to far more families. We help you keep more in the family and less in unnecessary tax.
Long-term investingWe build diversified, low-cost portfolios around your objectives, attitude to risk, capacity for loss and time horizon - using long-term evidence rather than forecasts or fashion.
An independent second opinionYou may already have a pension or investment plan elsewhere. But do you really know whether it's still right for you?
Pre-divorce supportThe earlier you understand what's really at stake, the better the decisions you and your advisers can make. Pensions are often the largest - and least understood - asset in the room.
Pension sharing ordersOnce the court issues a pension sharing order, it still has to be implemented - a detailed, time-consuming process. We carry it out efficiently on your behalf, so nothing drifts.
Rebuilding afterwardsWhen the settlement is done, a new chapter begins - often with new responsibilities, a changed income, and a financial future that needs rebuilding around you alone.
For solicitors & mediatorsWe work alongside you and your clients through and after divorce - clear technical input at each stage, in language clients understand.How we get results
Six steps, starting with a free conversation.
It begins with a free 30-minute online meeting - an informal chat for you to ask questions, and for us to see whether we can work well together. No pressure, no obligation.
We understand your situation, goals and concerns - and decide together whether we're the right fit.
We gather your pensions, investments, savings, income, expenditure, tax position and long-term objectives.
We assess where you stand and, where helpful, use cashflow modelling to make your future visible.
Clear, evidence-based advice tailored to your objectives, risk profile and financial plan.
Once you're happy to proceed, we put the agreed plan in place and handle the administration.
We review regularly, so your plan stays suitable as your life and circumstances change.
Assurance
Trusting someone with your financial future is serious. We treat it that way.
Regulated advice
Our advice process, suitability and disclosures sit within the UK's regulated framework.
Held separately from us
We never hold your money. Your assets sit with regulated providers and custodians in your name.
Protections explained
FSCS eligibility, the risks, and the safeguards - all explained clearly before you commit.
Get the full financial picture
Find out how